In tracking their investments’ performance, retail investors often lose sight of effective asset allocation. Use asset allocation to balance out your portfolio among asset classes, hedge against market risks and get the best returns for your risk appetite.

With a strong belief in both top-down and bottom-up approach to investing, Lalit Nambiar highlights the salient points of fund management and how it is important for investors to gain insights into the investment process in a free wheeling chat with Shailendra Lotlikar.