Asset Allocation

Your cover story titled ‘Asset Allocation Guide’ was an eye-opener for me. I had so far assumed that asset allocation is all about 100 less your age which should be in equity and the rest in debt.

- Vikash Khemka

Editor Responds
This is a thumb rule that many investors follow; however, historically this has not worked perfectly and is a very crude way of asset allocation. You can take inspiration from this but deciding your asset allocation based on financial goals can help you achieve better results.