India’s Leading Private Sector Bank HDFC Bank Announces Business Volumes for Q3FY26

HDFC Bank Limited, India’s leading private sector bank, has released its business update for the quarter ending December 31, 2025. Headquartered in Mumbai, the bank is a systemic pillar of the Indian financial landscape, providing a wide array of banking and financial services to millions of customers across the country. Known for its strong digital infrastructure and extensive branch network, the institution continues to demonstrate its market leadership through consistent growth in its core lending and deposit portfolios.

The bank’s lending operations saw significant expansion during the December 2025 quarter. Average advances under management, which include inter-bank participation certificates and bills rediscounted, reached Rs 28,639 billion, marking a 9.0 per cent increase compared to the same period in 2024. By the end of the period, advances under management climbed even higher to approximately Rs 29,460 billion, reflecting a year-on-year growth of 9.8 per cent. Notably, period-end gross advances witnessed a double-digit jump of 11.9 per cent, totalling Rs 28,445 billion.

On the liabilities side, HDFC Bank reported a healthy influx of deposits, indicating strong customer trust. Average deposits for the quarter stood at Rs 27,524 billion, a growth of 12.2 per cent over the previous year. The bank's period-end deposits followed a similar upward trajectory, reaching Rs 28,595 billion as of December 31, 2025, which represents an 11.5 per cent increase from the Rs 25,638 billion recorded in December 2024.

A critical component of the bank’s deposit base is its CASA (Current Account Savings Account) ratio. Average CASA deposits grew by 9.9 per cent to reach Rs 8,984 billion during the quarter. By the end of December 2025, CASA deposits settled at approximately Rs 9,610 billion. Meanwhile, average time deposits showed the strongest momentum in this category, surging 13.4 per cent to Rs 18,539 billion, as customers continued to lock in funds for fixed durations.

The detailed performance metrics, shared via an official intimation to the BSE and NSE, highlight a steady quarter-on-quarter progression across all key business volumes. For instance, total period-end advances have risen consistently from Rs 26,839 billion in December 2024 to the current Rs 29,460 billion. This consistent climb underscores the bank's ability to scale its balance sheet effectively while maintaining its position as a preferred lender in the Indian economy.

These figures remain subject to a limited review by the bank’s statutory auditors before the final results are formalised. The update was officially signed off by Ajay Agarwal, Company Secretary and Group Head of Secretarial and Group Oversight, on January 5, 2026. As HDFC Bank moves forward into the final quarter of the fiscal year, these results provide a solid foundation for continued financial stability and growth.

Disclaimer: The article is for informational purposes only and not investment advice.