Union Bank चे शेअर्स स्टेलर Q3FY26 आणि 9MFY26 निकालांनंतर 52 आठवड्यांच्या उच्चांकावर पोहोचले!

Union Bank of India released its unaudited financial results for the quarter and nine months ended December 31, 2025, demonstrating stable operational performance and significant improvements in asset quality. The bank's Board of Directors approved these results during a meeting on January 14, 2026. For the quarter, Union Bank reported a standalone net profit of Rs 5,01,677 lakh, reflecting a growth compared to the Rs 4,24,908 lakh earned in the preceding quarter.

The bank's total standalone income for the quarter stood at Rs 30,98,446 lakh, primarily driven by interest earnings of Rs 26,44,341 lakh. While interest income saw a slight increase from the previous quarter, other income experienced a decrease, falling from Rs 4,99,582 lakh to Rs 4,54,105 lakh. On the expenditure side, interest expenses decreased to Rs 17,11,548 lakh and operating expenses were also slightly lower at Rs 6,92,738 lakh compared to the prior quarter.

A major highlight of these results is the continued strengthening of the bank's asset quality. The Gross Non-Performing Assets (GNPA) ratio improved to 3.06 per cent as of December 31, 2025, down from 3.29 per cent in the previous quarter and 3.85 per cent a year ago. Similarly, the Net Non-Performing Assets (NNPA) ratio saw a significant reduction, falling to 0.51 per cent from 0.55 per cent in the previous quarter and 0.82 per cent in the same period last year. The provision coverage ratio also showed a positive trend, reaching 95.13 per cent.

Union Bank's capital position remains robust, though there was a slight decline in capital adequacy ratios during the quarter. The Basel III Capital Adequacy Ratio (CAR) was reported at 16.49 per cent, down from 17.07 per cent in the previous quarter. The Common Equity Tier 1 (CET 1) ratio also decreased to 13.94 per cent from 14.37 per cent. Despite these shifts, the bank's net worth increased to Rs 1,17,38,788 lakh by the end of December 2025.

From a consolidated perspective, the bank, along with its subsidiaries and associates, reported a net profit for the quarter of Rs 5,07,269 lakh. This performance was supported by a diverse range of operations, including its subsidiaries like Union Asset Management Company and foreign entities like Union Bank of India (UK) Ltd. The bank also noted recent corporate actions, such as the amalgamation of four Regional Rural Banks into the newly formed Andhra Pradesh Grameena Bank, which operates under its sponsorship.

Overall, Union Bank of India's latest financial results indicate a bank that is successfully managing its asset quality while maintaining profitability in a dynamic market. With the government maintaining its 74.76 per cent majority stake, the bank continues to be a central pillar of India's public sector banking system, focusing on sustainable growth and operational efficiency.

Disclaimer: The article is for informational purposes only and not investment advice.