The year of 2017 was the year of wealth creation for the investors, but the year 2018 is checking the patience of investors. Since the last six months, the markets have been witnessing a roller-coaster ride with weak global cues and other macroeconomic traps.

A series of swift changes have swept over the Indian mutual fund industry with the recategorization guidelines issued by SEBI

The Indian Rupee has been on a losing streak against the dollar, which is a point of worry for the domestic investors. Many investors are looking for potential opportunities and ways to reap returns in this environment.

The day of July 13, 2018 was when Sensex stepped pass another landmark to reach its new all-time high of 36,740 amid firm global cues and the recent fall in the crude oil prices.

Arbitrage funds have witnessed significant outflows in the month of June. AMFI data showed that Rs. 1,423 crore were pulled out from arbitrage funds, which is the largest outflow from the category in the current financial year.

In recent times, we see that the performance of the large-cap funds was a bit lower than the benchmark, although they are considered to be one of the safest options in the equity funds category. 

Post mutual fund categorisation, the portfolio of many mutual fund schemes have changed. This phenomenon has modified the product basket of the mutual fund industry. The best example of this is the change in the equity-oriented hybrid scheme which is now an aggressive hybrid fund.

Equity and balanced funds were very dear to the investors for the last couple of years. These funds have cheered many investors and have seen large inflow in the last year. But for the last few months, these funds have been witnessing a huge decline in their inflows.

Every mutual fund investor wants to move forward wisely in the current market situation. Each and every investor is trying to minimise their risk exposure and maximise and safeguard returns. For this investors are looking at various options available currently in the mutual fund industry.

All the mutual funds carry some basic types of risks, but this does not mean that investors should avoid investing. The basic risks that every investor faces in the world of investment are volatility, uncertain and credit risk.