In the last one-month debt-income funds have seen exceptional returns which has tempted the investors to opt for them. In the last one month some of the income funds have offered more than 50 per cent of annualised returns.

Indian mutual fund industry is quite expansive with a huge basket of schemes for investment. Previously, the fund houses used to have multiple schemes under the same category with different attractive names. 

The rising bond yields as well as trade war fears have made markets much more volatile than they were in the past couple of years. 

Many a times mutual fund investors get confused while taking their investment decisions. The wide range of funds on offer provide many choices and its very difficult task to evaluate each of them and compare them against each other.

The total mutual fund assets base has surged over ~Rs. 22 trillion in 2017-18. This was mainly due to a vibrant secondary market, investor awareness campaigns like Mutual fund sahi hai and strong participation, especially from smaller town investors.

Many mutual fund investors use various methods to invest in the right funds to reap more returns. Equity mutual funds have attracted the attention of the investors in the last couple of years. 

Many times investors use the past returns record of a scheme to arrive at an investment decision. These past returns play a key role in determining the efficiency of the scheme and the fund manager.

International funds allows investors to invest in to the equity or equity-related securities of foreign market.

The pharma sector funds have been bleeding for a while now. The category has registered negative return of -6.97 per cent in the last one year and -4.08 per cent in the last one month. Many investors are worried about their returns from the pharma funds and also have doubts about the future of these investments.

Mutual fund investors who are more concerned about regular income usually choose the dividend option. In the dividend option, investors receive returns in a periodic manner. The dividends are the distribution of the gains and profits made by the schemes.