With the current market volatility, it is very significant for a mutual fund investor to pick right mutual fund schemes from the range of schemes available in the market. To tackle with the market volatility, it is important to look into the risks involved in the investment of particular scheme

Mutual fund investments are increasing their presence day by day and many investors are shifting towards mutual funds for their investments instead of traditional ways. Keeping this in mind and encouraging the investors, the market regulator SEBI is considering reduction of additional expenses in mutual fund investment.

The infrastructure theme has enriched returns of the investors in the last one year till January 15, 2018. Around 18 infrastructure schemes which have completed 3 years have given an average return of 42.5 per cent. But post Union budget, the market volatility has dragged the returns of these schemes. These funds bled like nothing in the past 2 months which has turned the cumulative 3 months returns of these schemes red.

Divergence of the fund from its investment style is known as the style drift. 

Being a mutual fund investor, there are many things one has to look upon before committing funds. One of them being the overall performance of fund houses or Asset Management Companies.

As per the data from AMFI, since December 2017, the inflows to balanced funds have reduced by Rs. 4,730 crore, till February 2018. 

After a huge run up in the last couple of years, the Indian markets are now in correction mode post the Union Budget 2018-19. This correction has led many stocks to give negative return year till date and have eaten into the returns of the investors.

If you are a mutual fund investor and looking to invest in equity-linked savings schemes (ELSS), make sure that you have done the basic research while selecting them. Since there is a lock-in period of 3-year, investors need to be extra cautious while picking ELSS scheme among the basket of tax saving funds. 

To diversify your investment portfolio, mutual funds are considered as one of the best option as it gives an opportunity  to invest in a distinct asset class and with an expert management at the same time. The investors with the high-risk appetite can go for equity mutual funds on the other hand investors with lower risk appetite can invest in the debt funds.

In the past one year, the category of energy funds have given on an average returns of 22.96 per cent. We analysed the energy funds and their respective portfolio as on February 2018