Since LTCG (Long term capital gain) tax was re-introduced in the Union Budget 2018, many insurance companies have been highlighting the tax-free nature of ULIPS. But the tax incentive should not be the sole factor to take a investment decision. There are some other factors where mutual funds are the best bets instead of ULIPs.

Last couple of years were just amazing for equity markets which brought many investors to the mutual funds. But post union budget 2018 and because of weak global cues, the fall in the markets have disappointed many investors and caused them to worry about their investments

Asset management companies collect an amount from investors when they exit a scheme. Generally, this fee charged is termed as an 'exit load'.

There are various investment methods by which one can invest in mutual funds. Mutual fund offers options of systematic investment plan (SIP) as well as lumpsum to the investors. Moreover, SIP option gives a privilege of investing monthly or quarterly too. Recently LIC and HDFC also launched the daily SIP option for its investors.

SWP is a process of redeeming money from your mutual fund investment in a periodic manner. This ensures that a fixed amount is credited to your bank account on a fixed date periodically, just like salary income. 

Value investing strategy is a method of investing in stocks with a lower trading value than its intrinsic value. This strategy considers the stocks which are undervalued by the market.

The last three days were disappointing for Punjab National Bank (PNB). Post the discovery of the Rs. 11,000 crore scam, the stock of PNB has fallen more than 20 per cent in the last three trading sessions

With the massive market crash, mutual fund industry also witnessed a drop-in returns. However post the market crash in the last week ending on February 14, 2018 we have seen a surge in the NAVs of the small cap and Mid cap schemes.

Being a mutual fund investor, it is important to know the various aspects which can impact the returns of your investment. The expense ratio is one of those aspects which carries a lot of importance as it is one of the basic things which directly impacts the returns.

In 2017 small and mid-cap funds have given stellar returns. Out of the top 10 wealth creator funds of 2017, four funds are from the small and mid-cap category which pocketed almost 55 to 60 per cent returns to its investors. But in the last one month these small cap and mid cap funds seemed to be the funds with the worst returns.