There are umpteen reasons put forth to explain why women have remained uninsured, from the fact that many of them are home-bound to their relatively low exposure to risks. However, the ground realities and the perspectives on women and their financial worth has changed far too much for insurance to be a non-issue for them any longer. Jay Sampat explains

When buying insurance, applicants are required to affirm that they have understood what they are signing up for and to vouch for the authenticity of the information they are providing the company. It won’t help you to skip the details and then blame your agent for not informing you adequately, says Jay Sampat

If you do not have cashless cover for hospitalisation and medical procedures, you will need to submit your claim separately to get reimbursed for your expenses. There is no such thing as too much documentation to ensure a smooth claim reimbursement process, says Jay Sampat

Your insurance agent is more often than not the sole link between you and your insurance company. Beware of insurance agents who sell you improper coverage, advises Jay Sampat

There are all kinds of reasons why insurance claims are rejected, but it is important for a policyholder to know why. It helps to keep all correspondence with your insurance company in writing, advises Jay Sampat

Most people buy a life insurance policy to either feel secure or for tax saving purposes. But is that all there is to it? Jay Sampat answers

As a parent, it is important to secure your children’s future in terms of educational and other crucial expenses. Child insurance plans are a step in this direction, says Jay Sampat

While filling an insurance form is a tedious process, the task needs to be performed carefully with regard to stating your accurate details. Jay Sampat elaborates on the appropriate means of doing so.

In the changing socio-economic scenario, women need to take control of their financial lives as much as men do. Being adequately insured is a step in this direction, says Jay Sampat