Best performing NPS of 2020
Most salaried employees might be receiving a reminder from their employees for submitting their investment proof. While most of the tax savings avenues have been exhausted, chances are high that if you are not a government employee, you might not have invested in National Pension System (NPS). It was launched in 2004 for government employees; however, in the year 2009, it was launched for all & sundry. NPS is structured in a way that anyone with his unique risk-return profile can choose any of the forms of NPS. It offers various funds and asset classes for the subscriber to choose from.
NPS gives an option to invest in four asset classes namely, equities, government securities, corporate debt, and alternative investment funds or AIFs. An NPS subscriber has to first choose the pension fund manager and then choose the investment option. A subscriber can choose from-active option or auto option to invest in the above-mentioned asset classes. Your investment will be locked-in till you reach the age of 60. NPS helps you to get an additional deduction of up to Rs 50,000 over and above the 80C limit by investing in the NPS Tier I account under section 80CCD (1B) of the Income Tax Act.
Following are the best performing NPS under different categories:
|
TIER I:Equity Plans
|
|
Name
|
NAV
|
Return 6 Month (%) Regular
|
Return 1 Year (%) Regular
|
Return 3 Year (%) Regular
|
Return 5 Year (%) Regular
|
|
Birla Sun Life Pension Scheme
|
15.03
|
31.36
|
16.64
|
9.49
|
--
|
|
HDFC Pension Fund
|
27.42
|
34.23
|
16.92
|
10.41
|
13.31
|
|
ICICI Prudential Pension Fund
|
36.04
|
35.31
|
15.49
|
9.43
|
12.02
|
|
Kotak Pension Fund
|
33.09
|
31.98
|
14.63
|
7.80
|
12.07
|
|
LIC Pension Fund
|
22.59
|
34.06
|
13.06
|
7.26
|
10.60
|
|
SBI Pension Fund
|
30.58
|
33.20
|
15.23
|
9.17
|
12.08
|
|
UTI Retirement Solutions
|
35.49
|
34.58
|
14.72
|
8.67
|
12.15
|
|
TIER I: Government Bond Plans
|
|
Name
|
NAV
|
Return 6 Month (%) Regular
|
Return 1 Year (%) Regular
|
Return 3 Year (%) Regular
|
Return 5 Year (%) Regular
|
|
Birla Sun Life Pension Scheme
|
14.27
|
3.88
|
13.04
|
11.45
|
--
|
|
HDFC Pension Fund
|
21.46
|
3.98
|
13.82
|
11.86
|
10.86
|
|
ICICI Prudential Pension Fund
|
28.62
|
3.71
|
12.88
|
11.38
|
10.62
|
|
Kotak Pension Fund
|
28.49
|
3.82
|
12.76
|
11.44
|
10.79
|
|
LIC Pension Fund
|
23.08
|
4.00
|
13.31
|
12.70
|
11.77
|
|
SBI Pension Fund
|
30.97
|
3.74
|
13.05
|
11.50
|
10.78
|
|
UTI Retirement Solutions
|
27.70
|
3.70
|
12.64
|
11.13
|
10.22
|
|
TIER I: Corporate Debt Plans
|
|
Name
|
NAV
|
Return 6 Month (%) Regular
|
Return 1 Year (%) Regular
|
Return 3 Year (%) Regular
|
Return 5 Year (%) Regular
|
|
Birla Sun Life Pension Scheme
|
14.49
|
4.83
|
13.92
|
10.54
|
--
|
|
HDFC Pension Fund
|
21.35
|
5.61
|
14.48
|
10.38
|
10.17
|
|
ICICI Prudential Pension Fund
|
32.52
|
5.67
|
14.23
|
10.02
|
9.99
|
|
Kotak Pension Fund
|
31.36
|
4.51
|
12.87
|
8.89
|
9.31
|
|
LIC Pension Fund
|
21.20
|
5.58
|
14.89
|
10.19
|
9.86
|
|
SBI Pension Fund
|
32.74
|
5.20
|
13.70
|
10.24
|
10.00
|
|
UTI Retirement Solutions
|
29.16
|
4.72
|
13.51
|
9.64
|
9.61
|
|
TIER I: Alternative Investments
|
|
Name
|
NAV
|
Return 6 Month (%) Regular
|
Return 1 Year (%) Regular
|
Return 3 Year (%) Regular
|
Return 5 Year (%) Regular
|
|
Birla Sun Life Pension Scheme
|
12.41
|
2.25
|
4.04
|
6.05
|
--
|
|
HDFC Pension Fund
|
14.18
|
7.05
|
8.67
|
8.78
|
--
|
|
ICICI Prudential Pension Fund
|
13.41
|
7.25
|
6.29
|
7.03
|
--
|
|
Kotak Pension Fund
|
13.73
|
4.05
|
8.21
|
8.83
|
--
|
|
LIC Pension Fund
|
13.93
|
7.84
|
9.30
|
9.00
|
--
|
|
SBI Pension Fund
|
15.03
|
5.74
|
17.16
|
11.29
|
--
|
|
UTI Retirement Solutions
|
12.91
|
1.63
|
4.27
|
6.14
|
--
|
|
TIER II: Equity Plans
|
|
Name
|
NAV
|
Return 6 Month (%) Regular
|
Return 1 Year (%) Regular
|
Return 3 Year (%) Regular
|
Return 5 Year (%) Regular
|
|
Birla Sun Life Pension Scheme
|
14.97
|
31.41
|
17.06
|
9.39
|
--
|
|
HDFC Pension Fund
|
23.69
|
34.22
|
16.79
|
10.33
|
13.45
|
|
ICICI Prudential Pension Fund
|
28.53
|
35.43
|
15.91
|
9.60
|
12.12
|
|
Kotak Pension Fund
|
29.13
|
31.51
|
13.85
|
7.62
|
11.89
|
|
LIC Pension Fund
|
18.87
|
33.63
|
12.94
|
7.11
|
10.31
|
|
SBI Pension Fund
|
28.26
|
33.71
|
15.42
|
9.27
|
12.12
|
|
UTI Retirement Solutions
|
29.01
|
35.40
|
14.59
|
9.15
|
12.18
|
|
TIER II: Government Bond Plans
|
|
Name
|
NAV
|
Return 6 Month (%) Regular
|
Return 1 Year (%) Regular
|
Return 3 Year (%) Regular
|
Return 5 Year (%) Regular
|
|
Birla Sun Life Pension Scheme
|
13.71
|
3.86
|
12.50
|
11.19
|
--
|
|
HDFC Pension Fund
|
21.76
|
3.84
|
13.07
|
11.59
|
10.68
|
|
ICICI Prudential Pension Fund
|
27.39
|
3.77
|
12.95
|
11.32
|
10.58
|
|
Kotak Pension Fund
|
26.37
|
3.66
|
12.32
|
10.88
|
10.37
|
|
LIC Pension Fund
|
23.38
|
3.68
|
12.79
|
13.38
|
11.91
|
|
SBI Pension Fund
|
29.40
|
3.63
|
12.73
|
11.26
|
10.62
|
|
UTI Retirement Solutions
|
28.45
|
3.70
|
12.56
|
11.20
|
10.36
|
All the data are for date ending January 4, 2021