Multibagger Railway Stock Reports PAT of Rs 6,502 Crore in FY25; Expands Lending with Rs 14,000 Crore New Loans and Major MoUs
The stock is up by 20 per cent from its 52-week low of Rs 108.05 per share and has given multibagger returns of 470 per cent in 3 years.
Indian Railway Finance Corporation Limited (IRFC) is, ‘Navratna’ Schedule-A Public sector enterprise under the administrative control of the Ministry of Railways, Government of India. IRFC, registered with RBI as a non-deposit taking Non-Banking Finance Company (NBFC), and Infrastructure Financing Company (IFC), has today reported its audited financial results (Standalone) for the 4th Quarter and FY ended 31st March 2025.
During the period ending March 31, 2025, the Company reported PAT of Rs 6,502 crore vis-a-vis Rs 6412.11 crore reported in the corresponding period in the previous year. This is the highest ever PAT reported for a financial year in the history of IRFC. The total income for the FY ended March 31, 2025, grew by 1.88 per cent and stands at Rs 27,156.41 crore as against Rs 26,655.92 crore reported in the corresponding period of the previous year. This is also the highest ever revenue for a financial year in the history of IRFC.
The total income grew by 3.79 per cent and stands at Rs 6,723.80 crore for Q4FY25 as against Rs 6,477.99 crore reported in Q4FY24. Net worth as at March 31, 2025, stands at Rs 52,667.77 crore, up by 7.09 per cent, as against Rs 49,178.57 crore reported as on March 31, 2024. The Assets Under Management (AUM) as at March 31, 2025, stands at Rs 4,60,047.84 crore, and the Earnings Per Share of the company is at Rs 4.98 for the period ended March 31, 2025.
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Sh. Manoj Kumar Dubey, Chairman & Managing Director, IRFC, stated that: IRFC is strategically diversifying its lending portfolio, positioning itself as a key lender in the infrastructure and logistics ecosystem, having railways at its center. IRFC expanded financing beyond the Ministry of Railways, funding projects with railway linkages. In first four months of calendar year 2025, IRFC mopped up the business to the tune of Rs 14,000 crore. it includes a Rs 700 crore finance lease for NTPC’s BOBR rakes, a Rs 5,000 crore term loan sanction to NTPC Renewable Energy Limited, and emerging as the L1 bidder for a Rs 3,167 crore loan for PVUNL’s Banhardih Coal Block. IRFC also secured a Rs 5,000 crore loan bid for NTPC’s capital expenditure and also signed MoUs with REMCL for renewable energy projects and MMRDA for Rs 50,000 crore in infrastructure development, enhancing transport and reducing urban congestion.
“We are actively working towards garnering cheaper source of funding through various sources including zero coupon bonds, capturing more of capital gain tax exemption bonds (i.e., 54EC bonds), leveraging cheaper domestic bond market, mix of ECB, etc., and by deploying these resources at the most competitive rates, to position ourselves as cheapest lenders for long gestation projects of national interest having whole of government approach.”
The company has a market cap of Rs 1.66 lakh crore. The stock is up by 20 per cent from its 52-week low of Rs 108.05 per share and has given multibagger returns of 470 per cent in 3 years. Investors should keep an eye on this railway stock.
Disclaimer: The article is for informational purposes only and not investment advice.