DSIJ Mindshare

In a mutual fund scheme, you may have the option of choosing a dividend plan or a systematic withdrawal plan (SWP). If you are new to mutual fund investing, such an option may leave you confused and you may not be able to decide which one to go for. Let us find out what these options entail and help you choose the one that meets your financial needs and goals.

Almost 50 years post the nationalisation of banks, the wheel has turned a full circle and we are now talking about privatisation of public sector banks! So, how have things changed over the years that the present government, as well as some of the previous governments, have sought to disown (disinvest) the public sector banks (PSBs).

Diversification is made out to be a panacea against the risk of volatility, be it volatility in prices of stocks on the stock markets or volatility in interest rates in debt market. But diversification is a broad concept that needs to be understood thoroughly by the investors. So let’s try to understand what is meant by diversification.

The Insurance Regulatory and Development Authority of India (IRDAI) had in January 2017 laid down guidelines for insurance companies about disclosures in respect of investments made by these companies in various other companies.

The people of India do not need such dramatized versions of performance evaluation by the opposition parties or by the government.  They live and experience the performance or non-performance of the government on a daily basis, so they will deliver their verdict as per their own parameters of performance assessment and according to their own political judgement.