Practice Asset Allocation For Optimal Returns

The bullish post-pandemic environment prompted many first-time investors to dip their toes in the equity landscape. Buoyed by surplus liquidity, low interest rates and strong optimism, many millennial and Gen Z investors entered the stock market and invested their hard-earned savings in the quest for high returns. For example, 25-year-old IT engineer Prateek Shah with four years of work experience and modest savings was among this new cadre of investors. He had saved up about  ₹ 3 lakhs during the course of his career and wanted to try his hand at investing. His was not a solitary case as most of his friends and colleagues also started investing heavily in the bull market.